Privacy Policy
Effective: March 2026We collect the following information when you engage our services: your full name, email address, phone number (optional), state of residence, description of your intended financial move, timing preferences, estimated credit score range, general credit profile information you provide (number of accounts, recent inquiries, debt obligations), and payment information processed securely through Stripe. We do not store credit card numbers, bank account details, or full Social Security numbers on our systems.
Your information is used solely to: conduct your Financial Readiness Review, build and deliver your personalized report and video walkthrough, communicate with you about your engagement, and process your payment through Stripe. We do not use your information for any purpose beyond the scope of your engagement.
We never sell your personal information to third parties. We never share your data with marketers, advertisers, or data brokers. We never use your information for automated decision-making, credit scoring, or algorithmic profiling. We never contact you with unsolicited marketing unless you have explicitly opted in to receive communications from us.
Your data is stored and processed using the following services: Google Drive for secure, private delivery of your review materials (each client receives a private folder accessible only to them); Stripe for payment processing (PCI-DSS compliant — we never see or store your full card details); and Brevo for transactional email communications related to your engagement. All systems are selected for their security standards and data handling practices.
We retain your personal information only for the duration of your active engagement and a reasonable period following delivery to address any follow-up questions. Client data is not stored indefinitely. Upon request, we will delete all stored personal information associated with your engagement. To request deletion, email contact@uthedgeofficial.com.
We use the following third-party services in the normal operation of our business: Stripe (payment processing), Google Drive (secure file delivery), Brevo (transactional email), Cloudflare (website hosting and security), Google Analytics (anonymous website usage data), and PostHog (anonymous product analytics). Each service is bound by its own privacy policy and data handling practices. We select services that meet industry-standard security and privacy requirements.
Our website uses Google Analytics and PostHog to collect anonymous, aggregated usage data — such as page views, session duration, and general geographic region. This data does not include personally identifiable information. We do not use cookies for advertising, retargeting, or personal tracking. You may disable cookies in your browser settings at any time without affecting your ability to engage our services.
You have the right to: request a complete copy of all personal data we have stored about you; request deletion of all personal data associated with your engagement; opt out of any non-essential communications at any time; and receive clear answers about how your data is being used. To exercise any of these rights, email contact@uthedgeofficial.com. We will respond within 10 business days.
UTHEDGEOfficial's services are intended exclusively for individuals 18 years of age or older. We do not knowingly collect, store, or process personal information from anyone under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will delete that information immediately.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. If we make material changes, we will notify affected clients via the email address associated with their engagement. The effective date at the top of this page indicates when the most recent revision took effect.
For questions, concerns, or data requests related to this Privacy Policy, contact us at: contact@uthedgeofficial.com